The Inflation Update: December 2001
Stephen G. Cecchetti
16 January 2001

Columbus, Ohio

            The Federal Open Market Committee is clearly poised to lower interest rates again at the end of the month.  Chairman Greenspan was clear in his speech last week that he felt the risks of stagnation continued to outweigh the risks of inflation.  Clearly he and his colleagues believe that more insurance against the furtherance of the recession is in order.  I believe that they will what to purchase that policy when they meet again in two weeks.  We can expect the federal funds rate target to fall by another 25 basis points to 1˝% and remain there well into the summer. 

            This morning’s CPI release seems to give cover for another policy ease as the headline Consumer Price Index continued its recent decline, falling by –2.0% at an annual rate (a.r.) for the month of December.  Excluding food and energy items, prices rose by a modest 1.3% (a.r.) and the Median CPI computed by the Federal Reserve Bank of Cleveland rose 2.0% (a.r.). (The lowest reading since December 1999.) For the year 2001, the core measures continued to suggest inflation above 2˝%, as the CPI excluding food and energy rose 2.7% while the Median CPI increased a substantial 3.8%.

            It is worth noting a few interesting points from the detail of the December CPI report.  First, components accounting for one-quarter of the index registered price declines – and virtually all of them were goods.  The always volatile apparel prices fell dramatically, showing a decline of 7.4% (a..r.), while tobacco and smoking products fell by over 30% (a..r.). Together with energy and some raw food prices these accounted for much of the downward pressure on the inflation index.  It is difficult for me to believe that these price drops can be sustained. 

The fact that services prices are accelerating is clearly a warning sign. Core services (commodities excluding food and energy commodities) rose 3.4% last month and are up 4.0% for the year.  The problem is no longer just owner equivalent rent, which rose 4.7% (a.r.) for the month and is up 4.5% over the past year, but medical care costs as well. The cost of staying healthy is rising, and the only question is how are we going to pay for it.  To the extent to which employers manage to shift those cost increases to employees, this will show up in the CPI – which measures out-of-pocket expenses.  (Even without the shift in who pays the bills explicitly, we can expect a slow rise in the inflation as measured by Chairman Greenspan’s favored inflation index, the chain-weighted personal consumption expenditure price index as it tracks total medical care costs regardless of who pays.) 

            I continue to be less sanguine about inflation prospects than either Chairman Greenspan or most private-sector analysts.  My view that inflation will be between 2˝ % and 3% in 2002 is unchanged by this morning’s data.  I hope that the FOMC is quick to reverse course as soon as the strength in the real economy becomes apparent.

Consumer Price Inflation, Various Measure
(Through December 2001, all data at an annual rate)

Previous

All Items CPI

CPI ex Food & Energy

Median CPI

1 Month

-2.0

1.3

2.0

3 Months

-2.0

2.6

3.5

6 Months

-0.7

2.5

3.5

12 Months

1.6

2.7

3.8

12 Months ending
  December 2000

3.4 2.6 3.3

For previous updates, as well as my occasional essays on current policy issues,
Please visit my home page:
 http://economics.sbs.ohio-state.edu/cecchetti/

Detail for Computation of the Median CPI

December 2001

Component

Annualized 1-month % change

Relative Importance

Cumulative Relative Importance

Jewelry and watches          

24.7

0.3

0.3

Car and truck rental       

13.7

0.1

0.5

Public transportation        

6.6

1.4

1.8

Other food at home         

6.1

2.0

3.8

Rent of primary residence   

5.0

7.3

11.1

Motor vehicle insurance     

4.9

2.6

13.7

Owners' equivalent rent of primary residence  

4.7

21.1

34.8

Processed fruits and vegetables    

4.5

0.3

35.1

Miscellaneous personal services      

3.6

1.6

36.7

Lodging away from home      

3.4

2.3

39.0

Water and sewer and trash collection services

3.3

0.9

39.9

New vehicles      

2.6

4.6

44.6

Medical care commodities     

2.4

1.3

45.9

Used cars and trucks       

2.3

1.8

47.7

Motor vehicle fees          

2.2

0.6

48.3

Education           

2.0

2.9

51.3

Medical care services        

1.7

4.7

56.0

Food away from home         

1.4

5.8

61.8

Motor vehicle maintenance and repair 

1.3

1.7

63.4

Communication       

1.3

2.5

65.9

Nonalcoholic beverages and beverage materials

0.9

1.0

67.0

Household furnishings and operations  

0.0

4.6

71.5

Motor vehicle parts and equipment    

0.0

0.5

72.1

Personal care products      

0.0

0.7

72.8

Women's and girls' apparel   

-1.0

1.7

74.5

Cereals and bakery products         

-1.2

1.6

76.0

Alcoholic beverages          

-2.0

1.0

77.0

Recreation           

-2.3

5.9

83.0

Personal care services      

-2.5

1.0

84.0

Dairy and related products          

-2.8

1.1

85.1

Meats, poultry, fish, and eggs      

-2.9

2.7

87.7

Miscellaneous personal goods         

-3.7

0.2

88.0

Tenants'  and household insurance    

-6.5

0.4

88.3

Gas (piped) and electricity         

-9.3

3.9

92.2

Footwear            

-9.4

0.8

93.0

Men's and boys' apparel      

-17.6

1.2

94.2

Fresh fruits and vegetables        

-19.2

1.1

95.3

Infants' and toddlers' apparel        

-30.1

0.3

95.6

Tobacco and smoking products          

-33.6

1.4

97.0

Motor fuel         

-52.5

2.7

99.7

Fuel oil and other fuels   

-54.1

0.3

100.0