The Inflation Update: June 2003
Stephen G. Cecchetti
16 July 2002

 

            “The FOMC stands prepared to maintain a highly accommodative stance of policy for as long as needed to promote satisfactory economic performance.”  That’s what Chairman Greenspan said yesterday in his testimony to Congress.  And the FOMC’s forecast is for a pickup in growth, together with a drop in inflation.  The Committee’s economic projections are for 2½ to 2¾ percent growth in 2003, rising to 3¾ to 4¾ percent in 2004, with a modest fall in inflation of one-quarter of a percentage point.  And, maybe more importantly, they forecast the unemployment rate to fall back below 6 percent next year.

 

Bond traders reacted violently to this news with the price of the 10-year U.S. Treasury bond dropping by 1¾ percent.  It seems unlikely that the Chairman has lost his credibility on interest-rate policy, so the explanation must be that markets don’t believe that inflation is going to stay low and bond yields rose with a renewed fear of inflation.  The promise to keep interest rates low for as long as it takes to get the economy growing at a close to 4 percent rate means that interest rates will stay low for long enough to reignite inflation.  The Chairman and his colleagues obviously don’t believe this.

 

So far, there is very little support for the market’s position. There is no evidence at all that 13 cuts in the federal fund rate over a period of 2½ years are doing anything to drive inflation higher. While the CPI rose 2.0% (at an annual rate) for the month, the CPI excluding food and energy was flat and the Median CPI computed by the Federal Reserve Bank of Cleveland rose  1.1% (a.r).  Over the past 12 months, headline inflation has been 2.1%, while core measures are up a much more modest 1.5% for the traditional ex food and energy index, and 2% for the Median CPI.   It looks like the inflation trend has fallen by about 0.75 percentage points since this time last year.

 

            The most striking feature of this morning’s release is the behavior of services, especially owner-equivalent rent (OER).  OER was unchanged for the month, its smallest increase since December 1994.  The BLS now estimates shelter inflation of only 2.4% over the past year.  All of this means that service prices are rising at a much slower rate than they were a year ago. 

Meanwhile, core goods prices (commodities excluding food and energy commodities) continue to decline.  They fell nearly two percent in the past year, twice their rate of decline a year ago. 

 

            All of this is very much counter to historical experience.  Most statistical models that try to capture past relationships in the data lead us to predict that inflation starts to rise about 18 months after interest rates are cut.  This time, that doesn’t seem to be happening.  For now, prices really do look like they are stable.  The question is whether the FOMC really will keep interest rates low long enough to make sure that inflation returns.  My bet is yes, and that we will start to see the consequences some time next year.

 

  
Consumer Price Inflation, Various Measures
(Through June 2003, all data s.a. at an annual rate)


Previous

All Items CPI

CPI ex Food & Energy

Median CPI

1 Month

2.0

0

1.1

3 Months

-0.7

1.0

1.1

6 Months

2.2

0.9

1.6

12 Months

2.1

1.5

2.1

12 Months ended June 2003

1.1

2.3

3.4


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Detail for Computation of the Median CPI

June 2003

Component

Annualized 1-month % change

Relative Importance

Cumulative Relative Importance

Fresh fruits and vegetables        

40.4

1.0

1.0

Footwear            

17.6

0.8

1.8

Motor fuel         

16.2

3.3

5.1

Jewelry and watches          

13.9

0.4

5.5

Meats, poultry, fish, and eggs      

13.8

2.3

7.8

Motor vehicle fees          

13.4

0.6

8.4

Tenants'  and household insurance    

9.9

0.4

8.7

Public transportation        

8.9

1.2

9.9

Women's and girls' apparel   

8.9

1.7

11.6

Gas (piped) and electricity         

8.5

3.7

15.3

Other food at home         

7.7

1.8

17.1

Education            

6.5

2.9

20.0

Miscellaneous personal services      

6.1

1.6

21.6

Medical care services        

5.3

4.6

26.3

Motor vehicle insurance     

3.5

2.5

28.8

Water and sewer and trash collection services

3.1

0.9

29.7

Food away from home         

2.7

6.3

36.0

Alcoholic beverages         

2.6

1.0

37.0

Motor vehicle maintenance and repair 

2.5

1.4

38.4

Processed fruits and vegetables    

2.1

0.3

38.7

Cereals and bakery products         

1.8

1.3

40.0

Rent of primary residence   

1.8

6.6

46.6

Personal care products      

1.6

0.7

47.3

Recreation           

1.1

6.0

53.3

Medical care commodities     

0.5

1.4

54.7

Nonalcoholic beverages and beverage materials

0.0

0.9

55.6

Owners' equivalent rent of primary residence  

0.0

22.5

78.1

Car and truck rental       

0.0

0.1

78.2

Motor vehicle parts and equipment    

-1.1

0.4

78.6

Personal care services      

-1.2

0.9

79.5

Household furnishings and operations  

-1.9

4.6

84.2

Miscellaneous personal goods         

-2.5

0.2

84.4

New vehicles       

-2.6

4.8

89.2

Tobacco and smoking products          

-5.3

0.9

90.2

Men's and boys' apparel      

-6.9

1.0

91.2

Used cars and trucks       

-7.0

2.0

93.2

Communication       

-7.7

2.9

96.1

Infants' and toddlers' apparel        

-8.4

0.2

96.3

Lodging away from home      

-8.6

2.6

98.9

Dairy and related products          

-10.4

0.9

99.8

Fuel oil and other fuels   

-14.0

0.2

100.0